Professional Real Estate Appraisal Services

 If you're planning to renovate, rebuild, or elevate a property located in a Special Flood Hazard Area (SFHA), FEMA’s 50% Rule may limit how much work you can do based on the home’s current market value. A FEMA 50% Appraisal (also called a Substantial Improvement Appraisal) is a certified valuation of your property that determines whether proposed improvements exceed 50% of its value — a key threshold that can trigger strict FEMA and local floodplain requirements.

We specialize in FEMA-compliant residential appraisals that are accepted by local building departments and meet NFIP guidelines.

FEMA-Compliant Reporting:
We follow USPAP and FEMA appraisal standards to ensure your report is accepted by building departments and floodplain administrators.

Pre-Improvement Valuations:
We provide an accurate "as-is" market value of the structure before proposed renovations — essential for determining substantial improvement thresholds.

Helps Avoid Costly Delays or Rebuild Requirements:
If you exceed the 50% limit, you may be required to elevate the structure or bring it into full compliance with current flood codes. A proper appraisal can help avoid that outcome or verify if compliance is required.

Trusted by Contractors, Engineers & Municipal Reviewers:
Our reports are designed to withstand scrutiny and include all documentation typically required by local authorities.

• Initial Consultation:
  We’ll review the scope of proposed renovations, the property’s location in the flood zone, and your permitting requirements.
   
• Property Inspection:
  We inspect the property in its current, pre-improvement condition, focusing on the market value of the structure only (land value excluded per FEMA rules).
   
• Market Analysis:
  We analyze local comparable sales and determine the depreciated market value of the structure in accordance with FEMA guidelines.
   
• Appraisal Report:
  You’ll receive a detailed FEMA 50% Rule Appraisal formatted for easy submission to local building departments and permitting offices.

 Planning a renovation in a flood zone? Avoid project delays and unexpected compliance issues with a certified FEMA 50% Appraisal. We provide accurate, defensible valuations that help homeowners, contractors, and municipalities move forward with confidence.